We’ve created a set of flexible and customer driven products to give you the security you need to protect your business from general Accidents. Our team has years of experience building solid products that you can trust in.
All Risk Insurance
Plate Glass Insurance
Office Multicover Insurance
Banker’s Blanket Bond (BBB)
Professional Indemnity Insurance for Financial Institutions
Dishonesty, Disappearance and Destruction (DDD)
Money (in-transit and in-safe)
Stock Brokers Insurance
Get straight through to our friendly team, Our team is available from Sunday to Thursday from 7AM to 3PM.
From purchase protection to cyber insurance, we can dial up or dial down the coverage as you.
We truly understand the risks and challenges that your business might face and are here to work.
Our policies will protect your business in the event of an incident so you can keep focused.
That a proper statutory audit is carried out periodically. In case of loss, we have full rights to examine your books. All moneys payable to the guilty employee shall be ours to recover / the claim shall be reduced to the extent.
QIIG’s General Insurance's Burglary and Housebreaking Insurance Policy is just the right kind of cover for your business in such times of need. At every step, there is an exposure to risk - at factories, offices, warehouse, shops etc. Occurrences like housebreaking, dacoity, robbery or burglary of contents at your office, warehouse, shop, industry can bring about a huge financial loss to your business. Although it is not possible to completely insulate your business from all such occurrences, you can still take necessary safeguards against them.
This Policy is specially meant for those individuals or organizations who own valuable items or property exposed to the aforesaid risks, for which a comprehensive insurance coverage is required.
In Burglary Policy, the Sum Insured should be fixed on current market prices for stocks. For other items such as furniture, fixture, equipment, etc., it can be fixed either on Market Value (i.e. new replacement cost less depreciation) or on a Reinstatement Value basis. Further, to cover the fluctuating stocks at one place or at many places or variations due to seasonality, you can choose from our Floater, Declaration or Floater Declaration Policies. You can also opt for our First Loss Policy where the Sum Insured chosen by you is a percentage of the full value of property in respect of stocks of bulk nature, where it is impossible for the entire stocks/contents to be burgled at one time.
Some of the important Exclusions under the Policy are listed below: • When your family member or staff is a principal or accessory in the incident. • Act of persons lawfully on the insured premises. • Acts consequent to fire, explosion, riot, strike, convulsions of nature like earthquake etc. • War and nuclear risks. • Premises left unoccupied and unattended for over seven days. • Loss of cash from safe using duplicate key, unless the key is obtained by threat or force. • Any consequential loss.
Money in Transit whilst being carried by an authorized representative by robbery, hold up or any other fortuitous cause. Money in premises during or after business hours - in safe Apart from the above, we also cover: Loss of or damage to your Safe, Strong room or Cash boxes or franking machines or cash bag or waistcoat when such are used for the 'carriage of Money subject to a maximum coverage. Loss of personal Money or damage to clothing and personal effects of your Director or employee subject to a maximum.
No need to visit a Claims Office to file your claims! Our Online system is ready to help round the clock, call 44658888 for all inquiries related to your claims.
Step 1: Report Incident
You report the incident, with the required information.
Step 2: Claim Assessment
Once you report the claim and submit your documents, we can start your claim process. We record details of the incident, assess your case and email you with guidance on the next steps. Depending on the loss, we might need to come to review the damages in person.
Step 3: Receive claim reference number
Once the General Accident insurance claim is opened, within a couple of days you will also receive an SMS with a claim reference number. Use this claim reference number to track the status of your claim throughout the process.
First thing’s first. Make sure you have all of the right details and documents ready, so you can easily report the incident to us.
To submit a notification of your General Accident claim, you will need:
•Time, date and location of incident
•Description of what happened
•Estimated value of loss
You can report the incident to us by phone, fax, or email.
Submit your General Accident claim online.