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Motor Insurance

Drive with peace of mind and let us protect you and your car

Having auto insurance can save you in several ways, and surely keep you on the right side of the law. Whether you drive a supercar or a family runaround, our choice of trusted car insurance plans has got you covered. We’ve built our policies to match your needs, to make it quick and easy to buy the right car insurance at the best price. There are lots of great reasons why our customers choose us for their car insurance. We’ll help you to safeguard the residual value of your car with options for repairs to be carried out at your vehicle’s dealership (agency repairs). We also have a choice of approved garages for outside agency repairs for your convenience.

Our Motor Plans

Gold Comprehensive

Your car is your pride and joy and you want to make sure it stays as good as new. QIIC Gold Comprehensive Car Insurance covers the expenses of fixing your car as well as the third party’s vehicle in addition to any medical expenses that may rise + Add-on Covers give peace of mind.

Standard Comprehensive

You want value for money and security that you’re covered for any accidents.
Standard Comprehensive policy gives the basic level of cover for you with third party liability property damages.

Third Party

Our third-party liability policy is the minimum mandatory requirement that covers damages for other third-party.
Get covered for loss, theft or damage to your car, and more, with optional add-ons for total peace of mind.

What is covered:

Own Damage
Covers damage to your car in case of accidents

Personal Injuries
Injuries you may suffer in an accident

Fire & Theft
In the case of a robbery or fire, your vehicle is covered and protected

Third Party Liability
Covers you for damages you may cause to others

Agency Repair
Your insured vehicle can undergo its repairs in the agency for up to 3 years

Windscreen Damage
In the event of breakage to the insured vehicle’s windscreen, damages will be restored to new

24/7 Roadside Assistance:

Lock Out Service
If you are locked out of your vehicle, we will attempt to open the lock under the supervision of the appropriate authorities.

Battery Boost Service
Jump starting your battery when needed as part of our 24/7 Roadside Assistance benefit

Flat Tire Repair
Repairing your tires when on the roads any time of day

Emergency Fuel Service
We are ready to service your fuel during an emergency anytime and anywhere

Loss of Personal Belongings
Your valued items are in safe hands with us

Free Car Registration Service
Complimentary Car Registration services to aid you with your Vehicle Renewal

Emergency Fuel Service
We are ready to service your fuel during an emergency anytime and anywhere

Our Promise to you

Customisable policies

Customize your car insurance policy to match your needs

Roadside Assistance

24-hour roadside assistance for breakdown

Quick and easy claims

Get straight through to our friendly team, who are available 24/7 to process claims quickly and easily

Repairs at official dealerships

Have work carried out at the official car dealership to help maintain your car’s value

Smart questions you may be asking: View all

What is Not Covered under Motor Insurance Policy?

General Wear and Tear Drunk Driving or driving without a valid driving licence Any intentional damage Damage due to war or war like situations

What is a Motor Cover Note?

A cover note is a temporary certificate of insurance issued by the Insurer before the issuance of a policy after the Insured has given a duly filled in proposal form and has paid the premium in full. A cover note is valid for a period of 60 days from the date of issue of the cover note and the insurer shall issue the Certificate of Insurance before the cover note expires.

What is meant by IDV?

IDV means the Insured's Declared Value. It is the value of the vehicle, which is arrived at by adjusting the current manufacturer's listed selling price of the vehicle with a depreciation percentage as prescribed in the Tariff. For the vehicles that are obsolete and aged over 5 years, the IDV will be the value agreed between the Insurer and the Insured.

What is the period for which a Motor policy is issued?

All motor policies are annual policies issued for a period of twelve months. However, extension to a further period less than 12 months can be allowed with the approval of the competent authority, for arriving the renewals of the customer on a common date or for any other reason convenient to the customer. Additional premium needs to be collected for such extensions. Period less than 12 months can be given on a Short Period basis only with the approval of the competent authority.

Claims Services

Peace of mind is just a few steps away.

No need to visit a Claims Office to file your claims! Our Online system is ready to help round the clock, call 44658888 or WhatsApp 44658899 for all inquiries related to your claims.

What to expect when you submit a motor claim

Step 1: Report incident
You report the incident, with the required documents.

Step 2: Claim assessment
Once you submit your documents, we can start your claim process. We record details of the incident, assess your case and get back to you with next steps and guidance throughout.

Step 3: Receive claim reference number
Once the claim is opened, within a day you will also receive an SMS with a claim reference number, along with the contact details of your nearest repair workshop appropriate to the type of policy and insured vehicle. Use this claim reference number to track the status of your claim throughout the process.

What documents you’ll need
First thing’s first. Make sure you have all of the right details and documents ready, so you can easily report the incident to us.

To submit your motor claim, you will need:
• Policy number
• Police report
• Car registration card
• Driving License
• General incident details & photos

Not sure? Contact us and we will be happy to help you.

Where to submit your claim

You can report the incident to us by phone, whatsapp or online. If you choose to submit by phone or Whatsapp, we will get back to you with the exact information you will need to share with us. If you submit online, instructions on what information we need from you will be provided as you go, at the time of reporting.


4465 8899

Submit your motor claim online.