Motor Insurance
Vehicles as means of transport has become a basic need that hardly we can ignore. Since use of vehicles has increased,
road accidents have also increased and led to losses in property and lives.
Accordingly, there appeared an urgent need to find protection that can eliminate or, at least, minimize sequential results of such accidents. Hence,
insurance has become a service rendered by insurance companies to vehicle owners in which the company undertakes to bear all losses and damages.
Four types of covers are available:
- Motor Compulsory Insurance
- Motor Optional Insurance
- Motor Comprehensive Insurance (Al
Ashmal)
- Road Travelers’ Orange Card
Marine Insurance
Marine insurance provides four types of
covers;
- Marine Cargo Insurance: (all types of cargo transported
by different modes:sea, land & air).
- Marine Hull Insurance / yachts &
motor Bouts insurance
- Aviation Hull & Machinery Insurance
- Freight Insurance
Fire Insurance
Because we know how important your property is to you, our qualified staff
are always ready to design for you the most suitable
policy which provides the ultimate protection for your property against fire, theft, natural hazards to name a few.
Fire and Allied Perils, Property All Risks Insurance Policies together with Consequential Loss Insurance
Polices are well designed to satisfy your need for security against the unforeseen risks.
And if you feel concerned about your home, your own expensive antiques, art,
jewelry and other valuables, or your liability towards your visitors and neighbors, then our
Householders Insurance Policy is your best solution.
- Householder’s Comprehensive Insurance
- Fire Insurance
- Business Interruption
- Consequential Loss
- Property All Risk
Engineering Insurance
This is a very highly specialized type of insurance which provides coverage for contractors engaged in building projects such as roads, residential and commercial
complexes, ports and tunnels power stations…etc.
Engineering Insurance provides indemnity for :
- Contractors All Risk Insurance
- Erection All Risk Insurance
- Constructors Plant / Machinery Insurance
- Machinery Breakdown / Business
Interruption insurance
General Accidents Insurance
You can never predict what will happen in the future. Whatever may
happen in the future we will give you peace of mind and secure you from financial losses.
We provide you :
- Burglary / Theft Insurance
- Plate Glass Insurance
- Office Multicover Insurance
- Travel Insurance
- Personal & Accident Insurance
Electronics & Computer Hardware/Software Insurance
All types of equipment are susceptible to damage and breakdown regardless of
their quality or the care bestowed on them by their owners with rising costs of materials, transport, repairs and replacements are proving increasingly expensive. In particular, computer installations with all their peripherals often involve a large volume of high valued equipment contained in a relatively small area; an accident such as impact from a falling object, leakage of water or damage caused by viruses may thus result in very expensive losses.
The insurance will help you to avoid such a loss. We have two types of insurance against:
- Computer’s Risks
- Computer’s Crimes
Money / Bankers Insurance
Money / Bankers insurance covers are specially designed to meet the needs of banks and financial institutions and serve as protection against financial losses that might arise during the course of their operation.
The insurance includes coverage for the following:
- Cash in Safe
- Cash in Transit to and from the banks, customers …etc.
- Fidelity Guarantee which protects the business against misuse of company's money and assets by employees.
- Bankers Blanket Bond provides a comprehensive coverage to banking operations.
Personal & Professional Liability Insurance
We believe that any company's most valuable assets are its
employees; thus it has become an important need nowadays to provide your employees with suitable and affordable
insurance:
- Professional Indemnity Insurance
- Workmen Compensation Insurance
- Product Liability Insurance
- Directors & Officers Liability Insurance
- Medical Malpractice / Liability Insurance
Our aim is to offer our clients the right insurance plan, to safeguard their comfort and re-assurance for safety, to enable
them to go on about their daily business. This is our specialty, by giving the client support and relaxation.
Takaful (Life) Insurance
QIIC offers the optimum products specially tailored and designed according to Islamic
Sharia to secure you and your family against unfortunate accidents.
We have four special covers:
- Sanabel Takaful Insurance (life with savings / investment)
- Aman Takaful Insurance (individual
family & group life)
- Hemaya (Loan Protection Insurance)
- Haj & Umra (individual, family
& group life)
- Sanabel pension support plan
Balsam Medical Insurance (for individuals, families & groups)
At some point in your life, you or a family member will require some kind of medical
attention; this could be for anything from a cold to complex
operations. The condition could be more serious requiring hospitalization and nursing care. This could all add up to an enormous amount.
The Medical Insurance of QIIC will give you peace of mind throughout the year. In case you or a member of your family get sick or require medical attention, you will have the insurance cover to meet
medical treatment costs.
We can assist you in all aspects, regarding the required cover for you and your family. We have four Medical Insurance
plans which provide varying coverage:
- Balsam Inpatient
- Balsam
- Balsam Silver
- Balsam Gold
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